The Fiduciary Difference
A Fiduciary Standard simply means that:
- Financial advisors must act in the best interest of their clients
- Conflicts of interest must be avoided wherever possible, and there must be full disclosure and transparency around fees and compensation.
The fiduciary standard of care is the highest legal standard, and it speaks to duties of good faith and trust.
Our fiduciary standard mandates that every single recommendation we make must be based on your best interests, and there is no circumstance when we can place our interests above yours. By adhering to the fiduciary standard or rule, we believe we can provide you with the highest standard of care for all your retirement and investment needs.
Our Philosophy
“Failing to plan is planning to fail.”
— Benjamin Franklin
This popular adage often attributed to Benjamin Franklin gets to the core of our mission with our clients. It is our passion to help you plan for retirement to ensure success for you and your loved ones. Once we establish your plan we will continue to monitor and adjust to meet your needs and circumstances.
Find the plan that's right for you
Our Team
Andrew Ahrens, AIF®
President
Andrew has over 30 years of experience in the retirement plan consulting and financial services industry. Holding the Accredited Investment Fiduciary (AIF®) designation, Andrew is dedicated to his client’s best interest. He holds a degree in Economics from Colorado State University as well as Series 6,7,65 licenses.
Andrew is committed to providing clients a comprehensive, personalized approach to retirement income and accumulation strategies so they can provide security for themselves and their families.
When Andrew is not working, he enjoys spending time with his wife Shari and son Ryan in the beautiful Colorado outdoors hiking, camping, fishing, and golfing.
Stacy Heaton
Principal
Stacey Heaton is a Registered Principal. As an advisor support manager, she assists with compliance issues. She has over 15 years of industry experience and held every position from Wire Operator to Portfolio Administrator.
Stacey earned a degree in Economics from Colorado State University. She currently holds Series 7, 24, and 63 licenses. In her spare time, she enjoys hiking, golfing, skiing, and watching college football and basketball.
Janelle Lind
Vice President of Operations & Compliance
Janelle handles all operations-related issues and is the first level of compliance. She has over 10 years of industry experience and holds the Series 6 and 26 licenses.
When Janelle’s not working you can find her outside in Colorado’s mountain ranges, traveling, talking Disney with her 8 adorable godchildren, or watching soccer.
John Fenwick
Office of Supervisory Jurisdiction (OSJ)
John is a Registered Principal and holds the CLU, ChFC, and BCEP designations. He is responsible for bringing 75 independent advisors together and forming Preferred Partners. John empowers the advisors to collaborate and leverage our unique talents to serve clients better.
He attended Colorado State University where he earned an Engineering degree with a minor in Economics. After graduating, John proudly served in the U.S. Navy for 9 years.
Check the background of investment professionals on FINRA’s BrokerCheck.
Our Services
Retirement Savings
We help clients who are saving for retirement as follows:
Identify Risk Tolerance
Evaluate current investments
Establish appropriate asset allocation
Make changes as goals and global economic conditions change
Manage retirement plan accounts, 401K, 457, 403(b)
Investment Management
Discovery
Strategy
The primary objective of this stage is to develop an effective, long-term investment strategy that is tailored to the unique needs of each client. We then develop a comprehensive plan that outlines the strategy we recommend for the long-term success.
Implementation
Monitor
Retirement Income
After years of experience, through all sorts of stock market cycles, both good and bad, we utilize a “bucket” strategy for the reliability of retirement income.
Our Independence
Cambridge is an internally controlled and operated financial solutions firm focused on serving independent financial professionals and their clients. Founded in 19811, Cambridge serves over 3,800 financial professionals2 and provides a broad range of solutions in the areas of advice, technology, business growth, consulting, outsourcing, and more. Headquartered in Fairfield, Iowa, Cambridge employs over 900 home office associates2 and operates an additional office space in Phoenix, Arizona. Cambridge’s national reach includes: Cambridge Investment Research Advisors, Inc. – a large corporate RIA; and Cambridge Investment Research, Inc. – an independent broker-dealer, member FINRA/SIPC. Click here to learn more about Cambridge.
1. Cambridge and its predecessor broker-dealer; 2. As of September 30, 2023;
Contact Us
13984 W. Bowles Avenue, Suite 200 Littleton, CO. 80127
Email: Andrew@sageretirementsolutions.com
Phone: 720-975-9898
Fax: 303-951-5990
Securities offered through Registered Representatives of Cambridge Investment Research, Inc., a broker-dealer, member FINRA/SIPC. Advisory services through Cambridge Investment Research Advisors, Inc., a Registered Investment Advisor. Cambridge and Sage Retirement Solutions are not affiliated.
Cambridge’s Form CRS (Customer Relationship Summary)
This communication is strictly intended for individuals residing in the states of CO and FL. No offers may be made or accepted from any resident outside the specific states referenced.
The information being provided is strictly as a courtesy. When you link to any of these websites provided herein, Sage Retirement Solutions makes no representation as to the completeness or accuracy of information provided at these sites. Nor is the company liable for any direct or indirect technical or system issues or any consequences arising out of your access to or your use of third-party technologies, sites, information, and programs made available through this site.